QuickSplit Privacy Policy

Effective Date: August 9, 2026

At QuickSplit App Inc., we prioritize your privacy and data security. This Privacy Policy explains how we collect, use, store, and safeguard your personal information when using the QuickSplit application.

1. Information We Collect

• Account Information: Name, email address, phone number, and optional profile avatar.
• Financial & Expense Data: Group expense titles, total amounts, member shares, categories, and payment settlements. Amounts are strictly processed using integer minor units (paise/cents).
• UPI VPAs & Payment Handles: Primary Virtual Payment Addresses (e.g. user@okaxis) for facilitating group settlements. VPAs can be masked in public views.
• Device & Usage Data: Crash logs and diagnostic data via Firebase Crashlytics to improve application stability.

2. How We Use Your Data

• To calculate and synchronize real-time group expense splits and net settlement balances.
• To match contacts via normalized phone number lookups (E.164) for group invites.
• To enforce app passcode security and authenticate Firebase user sessions.

3. Data Security & Storage

Your data is safeguarded using industry-standard protocols and managed cloud infrastructure:

• Encryption in Transit: All communications between the QuickSplit app and our servers are encrypted in transit using standard HTTPS / TLS protocols.
• Encryption at Rest: All application and cloud data is hosted on Google Cloud Firestore, Firebase Authentication, and Cloud Storage, with data encrypted at rest using Google's server-side encryption mechanisms.
• Local Security: App passcode PINs are salted with timestamps and hashed using SHA-256 before storage in platform secure storage (Android KeyStore / iOS Keychain).
• No Commercial Data Sharing: We do NOT sell, rent, or trade your personal or financial data to third-party advertisers or data brokers. Data processed by service providers (such as Firebase / Google Cloud) is handled strictly on our behalf to operate the service.

4. Account Deletion & Data Anonymization

You have the right to request deletion of your account and associated personal data at any time:

• In-App Deletion: Navigate to Profile Settings ➔ Delete QuickSplit Account.
• External Web Deletion: Visit QuickSplit External Deletion Portal to submit a deletion request.
• Personal Data Erasure: Personal profile identifiers (display name, email, phone number, avatar, app passcode, and notifications) are permanently deleted.
• Group Ownership & Shared Ledger Retention: If you are the owner of an active group with remaining members, group ownership is automatically transferred to an active group member. To preserve accounting accuracy and historical balance integrity for remaining group members, shared expense records are anonymized (attributed to 'Former Member') rather than deleted.

5. Contact Us

If you have any questions or privacy inquiries, please contact our Data Protection Officer at privacy@quicksplit.app.